| Calculation of Mortgage Terms and Estimate of Expenses |
| Property Price: | $1,000,000.00 | ||
| Down Payment: | $100,000.00 | ||
| Loan amount: | $900,000.00 | Total repayment: | $1,197,567.09 |
| Monthly Payment: | $3,326.58 (2% 360-term) | Total int. paid: | $297,567.09 |
| Miscellaneous Expenses | Registration Fee & Taxes |
| S&P Agreement : | $1,500.00 | S&P Reg: | $210.00 |
| Assignment * : | $10,000.00 | Reg Fee: | $230.00 - $450.00 |
| Mortgage Deed : | $7,375.00 | Reg Fee: | $210.00 |
| Agency Commission: | $10,000.00 | Reg Fee: | $300.00 |
| Mort. Insurance: | $30,150.00 (one-time payment) | Land Register: | $30.00 |
| * The exact charges to be determined by the solicitors. # The exact stamp duty to be determined by the government. |
Stamp Duty# : | $100.00 | |
| Int. Rate | 7yr-term | 10yr-term | 13yr-term | 15yr-term | 20yr-term | 25yr-term | 30yr-term | |
| 1.000 | $11,098.12 | $7,884.37 | $6,154.75 | $5,386.45 | $4,139.05 | $3,391.85 | $2,894.76 | |
| 1.500 | $11,293.32 | $8,081.23 | $6,353.59 | $5,586.69 | $4,342.91 | $3,599.43 | $3,106.08 | |
| 2.000 | $11,490.69 | $8,281.21 | $6,556.47 | $5,791.58 | $4,552.95 | $3,814.69 |
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| 2.500 | $11,690.24 | $8,484.29 | $6,763.38 | $6,001.10 | $4,769.13 | $4,037.55 | $3,556.09 | |
| 3.000 | $11,891.97 | $8,690.47 | $6,974.29 | $6,215.23 | $4,991.38 | $4,267.90 | $3,794.44 | |
| 3.500 | $12,095.87 | $8,899.73 | $7,189.19 | $6,433.94 | $5,219.64 | $4,505.61 | $4,041.40 | |
| 4.000 | $12,301.93 | $9,112.06 | $7,408.05 | $6,657.19 | $5,453.82 | $4,750.53 | $4,296.74 | |
| 4.500 | $12,510.15 | $9,327.46 | $7,630.84 | $6,884.94 | $5,693.84 | $5,002.49 | $4,560.17 | |
| 5.000 | $12,720.52 | $9,545.90 | $7,857.54 | $7,117.14 | $5,939.60 | $5,261.31 | $4,831.39 | |
| 5.500 | $12,933.04 | $9,767.37 | $8,088.11 | $7,353.75 | $6,190.99 | $5,526.79 | $5,110.10 | |
| 6.000 | $13,147.70 | $9,991.85 | $8,322.51 | $7,594.71 | $6,447.88 | $5,798.71 | $5,395.95 |